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| California Workers Compensation Hot Topics |
Start by shopping for a good agent instead of shopping for a policy. Here's why: An agent that understands your business and also one that you can trust will save you countless hours finding the right policy at the right price. Remember, your agent doesn't set the price, that's decided by the underwriter and the information you provide. When you request online or call a number of different agents, you will receive a confusing array of prices and companies, some carriers may not properly insure you while some agents will offer the cheapest policy just to get your business. As a professional, your time is valuable - spend it doing what you do best and let your agent do what they do best. So, how do you find a good, reliable, honest agent?
Simple:
• How does this person sound when you first contact them?
• Do you feel comfortable with them?
• Are they willing to spend enough time with you to answer your questions?
• Are they asking you the right questions?
• Are they communicating clearly with you?
• Do they understand your business?
• Check the agent's license status at www.insurance.ca.org for disciplinary actions and complaints.
• Talk to other clients.
• Don't be afraid to ask tough questions.
After all, it's your time and it's your hard-earned money we're talking about.
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